Finding the Harmony in Your Life & Your Investments
Often, investments form the foundation of our long-term goals. Yet, this isn’t everything.
We understand that a well-designed and flexible plan should encompass a broad and deep understanding of your life, your personal goals and your investments. That’s why we start by listening. We want to learn about your life, any existing planning or investment strategies and the key elements that motivate you throughout life’s journey.
We Help You Focus on What Matters
We’ve found that although the portfolio is undoubtedly a key piece of your overall financial plan, it doesn’t reside in isolation. Your money powers a broader set of objectives that ultimately help you live the life you aspire to—both today and in the future.
Through a truly comprehensive and integrated approach, we take a proactive look at your whole life picture, exploring your impact, money and life goals, including financial considerations, resources and existing strategies. As you gain clarity on what’s important to you through our life discovery approach, we’ll design a strategic plan that can be adjusted over time.
Life is a Lot More Than Finances
At Buckingham, we look at all of your goals and the ways in which they interact. This means aligning your portfolio with your values as well as other aspects in your life—your career, loved ones, legacy, personal risks and impact—this is why we’re passionate about serving you.
| Life & Impact | Goals | Money | |
|---|---|---|---|
| Start a Business | ● | ● | ● |
| Start a Family | ● | ● | |
| Do More Philanthropy | ● | ● | |
| Leave a Legacy for Family | ● | ● | ● |
| Improve Health & Fitness | ● | ● | ● |
| Continue Education | ● | ||
| Save More for Retirement | ● | ● | |
| Increase Passive Income | ● | ||
| Set Up Monthly Budget | ● | ||
| Pay Off Debt | ● | ||
| Travel the World | ● | ||
| Buy a Home | ● | ● | ● |
| Send Grandchildren Gift | ● | ● |
Life isn’t linear. Your plan shouldn’t be either.
Partnering with an advisor means having someone to guide you through both opportunities and challenges. You’ve worked hard to get where you are, and that should be celebrated. Now, as you look to the future, you can relax knowing that we have a proven, Evidence-Driven Investing™ approach to navigate life’s next adventure. We call this approach Design | Build | Protect®.
Design
First, we embark on a personal discovery process to uncover what’s important to you, so we can design a plan customized to address your deepest wants and needs. This plan serves as a living, breathing navigational compass for our work together.
Build
With academic research and financial science as the foundation, we build a plan that’s the perfect fit, with distinct objectives and attainable action items. It’s not a rigid, solitary plan; it is a fluid, ever-evolving process to ensure you can stay on track to meet your goals.
Protect
Life happens. Inevitably there will be a number of factors, both personal and global, that impact your plan. As your guides, we will provide insights and education, and we will help you focus on those areas we can control.
Focusing On What You Can Control
When building investment portfolios, our primary objective isn’t to simply get you the largest possible return. Rather, we create a plan that gives you the highest likelihood of achieving your goals—balancing both risk and the opportunity for return. That’s why we ask the difficult questions on factors relating to withstanding market declines, financial longevity and return goals.
Our best thinking is rooted in science and evidence, not market forecasts. We know all investments can lose money at some point—and we plan for it. That’s why at Buckingham, you’ll feel confident in your portfolio through both up and down markets.
Assuming you had an investment portfolio of $1 million…
Maximum Tolerable Loss
Maximum Equity Exposure
Investment Horizon
Maximum Equity Allocation
Annual Goal
Required Equity Allocation
Don’t have the answers? You’re not alone.
Reach out to your advisor to explore our unique approach to understanding investment risk.
Disclosure
Based on forward looking return expectations. Stock allocation is assumed to be globally diversified, with 60% of the stock investment in the U.S. Total Market, 30% in International Developed Countries Total Market, and 10% in Emerging Markets Total Market based on current valuations. The remaining allocation is assumed to be in U.S. Intermediate Government bonds. This does not include advisor fees, or the expenses associated with managing a portfolio. These numbers are subject to change. Assumptions as of July 2022.
The Clarity of a Well Thought Out Financial Plan
As your financial stewards, we help you focus on those areas of your life that you can control, and we pledge to provide you with the support and education along the way. We are here to deliver a plan that can help you envision your financial future and help to navigate you towards those goals.
Good investing starts with good planning. Contact your advisor to learn how you can start aligning your goals and your investments today.
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